574 Area CodeSouth Bend, IN
Area code 574 covers South Bend and nearby communities in Indiana, home to about 428,000 people across 67 cities. It overlays 260, so the same region uses both and every local call needs all ten digits.
Overview
- Major City
- South Bend
- State
- Indiana (IN)
- Timezone
- Eastern / Central
- Current Time
- Overlay
- Yes – shares area with 260
Where is area code 574?
Area code 574 serves part of South Bend, IN and the surrounding areas. It has a single overlay (260) that serves the same area.
Overview of the 574 Area Code
What is the 574 area code?
The 574 area code serves South Bend, Indiana, alongside other established area codes. When you see a 574 number, it indicates a local number within this geographic area.
Why was area code 574 created?
The 574 area code was introduced as an overlay to add numbers in South Bend once the existing area code 260 began to run out of available prefixes. It added a new supply of numbers without requiring current residents to change their existing digits.
Geographic Coverage of the 574 Area Code
The 574 area code serves South Bend and surrounding areas in Indiana. It operates within the Eastern / Central time zone. It complements the coverage of area code 260. This area code covers several key cities, including:
- South Bend
- Elkhart
- Mishawaka
- Goshen
- Granger
- Logansport
Got a call from a 574 number? It came from South Bend, IN. Since 574 overlays with 260, every local call in the region needs all ten digits to land on the right line. Inside 574, South Bend holds about 24% of the population; the rest is split across 66 smaller cities.
South Bend Area Codes Overview
South Bend is served by multiple area codes, reflecting its telecommunications needs. The 574 area code operates alongside 260. Here are the area codes serving this region:
The introduction of the 574 area code helped prevent number exhaustion, ensuring a continuous supply of phone numbers across the geographic area.
What cities does area code 574 cover?
| City | State | Population | % of Area Code | % of City |
|---|---|---|---|---|
| South Bend | IN | 103,713 | 1% | 100% |
| Elkhart | IN | 53,690 | 1% | 100% |
| Mishawaka | IN | 51,020 | 0% | 100% |
| Goshen | IN | 34,458 | 0% | 100% |
| Granger | IN | 30,465 | 1% | 100% |
| Logansport | IN | 18,168 | 0% | 100% |
| Warsaw | IN | 16,111 | 0% | 100% |
| Plymouth | IN | 11,042 | 0% | 100% |
| Nappanee | IN | 6,902 | 0% | 100% |
| Dunlap | IN | 6,235 | 0% | 100% |
* Sources: Population – U.S. Census Bureau PEP, Vintage 2024 (SUB-IP-EST2024-POP). Area code assignments – NANPA CO Code data. See our data methodology.
Has area code 574 been reported for unwanted calls?
Yes – 208 unwanted-call complaints were reported to the FTC for numbers showing a 574 area code (May 29 – Jul 2, 2026).
- 74% robocalls
- ↑ 36% vs prior period
Most-reported subjects
- Other45%94
- Calls pretending to be government, businesses, or family and friends13%27
- Reducing your debt (credit cards, mortgage, student loans)12%25
* Caller ID is easily spoofed, so these figures reflect the number shown on caller ID, not the caller's true location – an area code alone never identifies a caller. The FTC does not verify the facts in these complaints. Source: FTC Do Not Call (DNC) Reported Calls Data, retrieved 2026-07-05.
Which prefixes and exchanges belong to area code 574?
39% assigned to a telco
- 72% Landline
- 28% Wireless
- 0% Unknown
| Prefix | Usage | Carrier |
|---|---|---|
| (574)200- | Wireless | New Cingular Wireless Pcs |
| (574)201- | Wireless | New Cingular Wireless Pcs |
| (574)202- | Wireless | New Cingular Wireless Pcs |
| (574)203- | Landline | Level 3 Communications |
| (574)204- | Landline | Fbn Indiana |
| (574)205- | Landline | Level 3 Communications |
| (574)206- | Landline | Frontier North |
| (574)207- | Landline | Level 3 Communications |
| (574)208- | Wireless | New Cingular Wireless Pcs |
| (574)209- | Wireless | New Cingular Wireless Pcs |
Frequently Asked Questions about the 574 Area Code
Who called me from a 574 number?
A 574 number is assigned to South Bend, Indiana, so a call may come from there. But caller ID is easy to fake, and scammers often spoof a local 574 code to look nearby, so a 574 number doesn't prove the caller is local. Recently, 208 unwanted-call complaints were reported to the FTC for numbers showing the 574 code (74% flagged as robocalls). If you don't recognize the number, let it go to voicemail; a real caller will leave a message.
Is 574 a scam area code?
No area code is a scam on its own. 574 is a normal, officially assigned code for South Bend, Indiana. Spam callers spoof local codes to raise the odds you answer, so 574 on your caller ID says nothing about who is really calling. Recently, 208 unwanted-call complaints were reported to the FTC for numbers showing the 574 code (74% flagged as robocalls). Judge the call itself, not the area code.
Why do I keep getting calls from the 574 area code?
Repeated calls from different 574 numbers are usually spoofing: a robocaller rotates through 574 numbers so each call looks local and slips past simple blocks. Recently, 208 unwanted-call complaints were reported to the FTC for numbers showing the 574 code (74% flagged as robocalls). Blocking one number rarely helps; voicemail screening, your carrier spam filter, and the Do Not Call Registry work better.
Should I answer an unknown 574 number?
If you aren't expecting a 574 call, let it ring to voicemail. Legitimate callers leave a message, most robocallers hang up when no one picks up, and answering can mark your number as active and bring more calls.
How do I block calls from the 574 area code?
Block a single 574 number from your recent-calls list (iPhone: tap the number, then Block this Caller; Android: tap the number, then Block or report spam). To cut the volume, turn on Silence Unknown Callers on iPhone or spam protection on Android, enable spam filtering from your carrier, and register at DoNotCall.gov. Blocking the entire 574 code also stops legitimate local calls, so use it only as a last resort.
Where is area code 574?
Area code 574 covers South Bend and the surrounding area in Indiana, spanning 67 cities with about 427,645 residents. It shares its area with overlay code 260.
Is 574 a real area code?
Yes. 574 is an active code in the North American Numbering Plan, assigned by NANPA and in service for South Bend, Indiana. A real code can still show up on spoofed spam calls, so treat unknown 574 calls with normal caution.
What timezone is the 574 area code in?
The 574 area code is in the Eastern / Central. Because a number can be kept when someone moves or switches to VoIP, a specific 574 caller may not be in that zone.
How do I call a 574 number from abroad?
From outside the US, dial your country's exit code, then 1 (the US country code), then 574 and the seven-digit number. From a mobile phone you can usually just enter +1 574 followed by the number and let the phone add the exit code for you.